1605 West Olympic Boulevard
Suite 9015
Los Angeles, CA 90015
Phone: (310) 594-2766
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Stop A Wage Garnishment
Stop a Wage Garnishment in Los Angeles, CA
At the Law Offices of Pauline Chernick, we understand how devastating a wage garnishment can be. If you’re facing a wage garnishment in Los Angeles, CA, our experienced legal team is here to help you stop it. We specialize in wage garnishment defense and bankruptcy law to protect your income and financial future. Learn how we can help you stop a wage garnishment and explore your legal options.
Meet with our Wage Garnishment attorney today.
Your first consultation is free.
Understanding Wage Garnishment in Los Angeles, CA
- What is Wage Garnishment?:
Wage garnishment is a legal process where a creditor can collect money directly from your paycheck to repay a debt. This often happens after a creditor has obtained a judgment against you. If you're dealing with wage garnishment, you need immediate legal assistance to protect your rights and income.
- How Wage Garnishment Works:
Once a creditor obtains a court order for wage garnishment, your employer will be required to withhold a portion of your wages and send it directly to the creditor. This process continues until the debt is paid off or other arrangements are made. In California, there are specific laws that limit how much of your disposable income can be garnished each week.
Steps to Stop a Wage Garnishment in Los Angeles, CA
Negotiate a Settlement Before Wage Garnishment
If a creditor has obtained a judgment against you but has not yet obtained a wage garnishment court order, you may still have time to negotiate a settlement. This could prevent the wage garnishment from happening. Our attorneys at the Law Offices of Pauline Chernick can help you negotiate with your creditors to reach a favorable settlement.
Challenge the Wage Garnishment Order
If you receive a wage garnishment order notice, you will also receive instructions on how to challenge the garnishment in court and the time limits for doing so. It's crucial to respond according to the state's court instructions promptly. Our legal team can assist you in challenging the garnishment based on various state exemptions, such as limitations on disposable income that can be garnished per week in California. Each state has its own laws, so consulting with an attorney is essential.
Filing for Chapter 7 Bankruptcy
Ultimately, filing for Chapter 7 bankruptcy might be the best option to stop a wage garnishment, especially if you have large amounts of debt such as credit card debt, medical bills, or car repossession debt. Chapter 7 bankruptcy can eliminate most or all of your debt, giving you a fresh financial start. In California, if you qualify for Chapter 7 bankruptcy, it can stop the wage garnishment and discharge your debts.
The Benefits of Filing Chapter 7 Bankruptcy
List of Services
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Eliminate Most or All of Your DebtList Item 1
Filing for Chapter 7 bankruptcy can discharge most of your debts, including credit card debt, medical bills, and other unsecured debts. This can provide you with significant relief and the opportunity to start anew financially.
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Immediate Relief from Wage GarnishmentList Item 2
One of the immediate benefits of filing for Chapter 7 bankruptcy is the automatic stay. This court order stops most creditors from collecting debts, including wage garnishments, providing you with immediate financial relief.
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Long-Term Financial HealthList Item 3
Although Chapter 7 bankruptcy remains on your credit report for 7 to 10 years, many people see a significant improvement in their credit score within two years of filing. This can open up new opportunities for financial growth and stability.
Why You Need Professional Legal Guidance
Expertise in State and Federal Laws
Navigating the complexities of wage garnishment and bankruptcy laws requires specialized knowledge. Our team at the Law Offices of Pauline Chernick has extensive experience in both state and federal laws, ensuring you receive the best possible advice and representation.
Personalized Legal Solutions
Every financial situation is unique. We provide personalized legal solutions tailored to your specific needs. Whether negotiating a debt settlement, challenging a wage garnishment order, or filing for Chapter 7 bankruptcy, we are here to support you every step of the way.
Protect Your Rights and Income
Wage garnishment can severely impact your financial well-being. Our goal is to protect your rights and income, helping you find the most effective way to stop wage garnishment and regain control over your finances.
Don’t let wage garnishment dictate your financial future. Contact us today for a consultation and take the first step towards reclaiming your financial stability in Los Angeles, CA.
Contact Us
1605 West Olympic Boulevard, Suite 9015,
Los Angeles, CA 90015
Mon-Sat 9:00 AM - 5:00 PM
Sunday Closed